/* Progressive enhancement: content is visible before JavaScript. Motion never gates a CTA. */
:root{--motion-fast:160ms;--motion-normal:220ms;--motion-ease:cubic-bezier(.2,.7,.2,1);--hover-surface:#171923;--hover-glow:#6683ff26;--ui-font:-apple-system,BlinkMacSystemFont,"Segoe UI",var(--ui-font)}
:root[data-theme=light]{--hover-surface:#eef2ff;--hover-glow:#4863d71a}
html{scroll-padding-top:110px}body,button,input,select,textarea{font-family:var(--ui-font)}
h1,h2,h3,h4,.brand{font-family:var(--ui-font)}
.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
[hidden]{display:none!important}
:where(a,button,input,select,summary):focus-visible{outline:3px solid var(--theme-focus);outline-offset:4px}
:where(button,.btn,summary){touch-action:manipulation}button:disabled{cursor:not-allowed;opacity:.5}
.btn{position:relative;isolation:isolate;transition:transform var(--motion-fast) var(--motion-ease),box-shadow var(--motion-normal) var(--motion-ease),border-color var(--motion-fast),background-color var(--motion-fast);transform:translateY(0)}
.btn .arrow,.text-link>span:last-child,.trust-links a>span:last-child,.help-topic-meta>span:last-child{display:inline-block;transition:transform var(--motion-normal) var(--motion-ease)}
.btn:active{transform:translateY(0) scale(.985)}
.btn:focus-visible{box-shadow:0 0 0 6px var(--hover-glow)}
.nav>a,.nav>.nav-group>a{position:relative}.nav>a::after,.nav>.nav-group>a::after{content:"";position:absolute;inset:auto 0 26px;height:2px;border-radius:2px;background:var(--brand);transform:scaleX(0);transform-origin:left;transition:transform var(--motion-normal)}
.nav>a[aria-current=page]::after,.nav>.nav-group>a[aria-current=page]::after,.nav>a:focus-visible::after,.nav>.nav-group>a:focus-visible::after{transform:scaleX(1)}
.account-card,.path-card,.help-topic,.contact-card,.overview-card{transition:transform var(--motion-normal) var(--motion-ease),border-color var(--motion-normal),box-shadow var(--motion-normal);position:relative}
.account-card:focus-within,.help-topic:focus-visible{border-color:var(--brand);box-shadow:0 0 0 3px var(--hover-glow)}
.trust-links a,.help-start a,.help-related a,.legal-document,.topic-nav a{transition:background-color var(--motion-fast),color var(--motion-fast)}
@media(hover:hover) and (pointer:fine){
 .btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px var(--hover-glow)}
 .btn:hover .arrow,.text-link:hover>span:last-child{transform:translate(3px,-3px)}
 .btn-outline:hover{border-color:var(--brand);background:var(--hover-surface)}
 .nav>a:hover::after,.nav>.nav-group>a:hover::after{transform:scaleX(1)}
 .account-card:hover,.path-card:hover,.help-topic:hover,.contact-card:hover,.overview-card:hover{transform:translateY(-4px);border-color:var(--brand);box-shadow:0 14px 32px var(--hover-glow)}
 .trust-links a:hover,.help-start a:hover,.help-related a:hover{background:var(--hover-surface)}
 .help-topic:hover .help-topic-meta>span:last-child{transform:translate(3px,-3px)}
}
/* Expanding navigation keeps real, crawlable links; button is independent of the hub link. */
.nav-group{position:relative;display:flex;align-items:center;gap:2px}.nav-group>a{white-space:nowrap}
.nav-disclosure{width:26px;height:36px;display:flex;align-items:center;justify-content:center;border:0;color:var(--muted);background:transparent;cursor:pointer;border-radius:5px}
.nav-disclosure svg{width:12px;height:12px;transition:transform var(--motion-fast)}.nav-disclosure[aria-expanded=true] svg{transform:rotate(180deg)}
.nav-flyout{position:absolute;left:-20px;top:100%;padding:20px;width:290px;background:var(--panel,#141416);border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 40px #0003;z-index:60}
.nav-flyout strong{display:block;color:var(--muted);font-size:11px;letter-spacing:.09em;text-transform:uppercase;margin:0 8px 12px}
.header .nav .nav-flyout a{display:flex;align-items:center;justify-content:space-between;padding:11px 10px;border-radius:8px;color:var(--text);font-size:14px;line-height:1.3;white-space:normal}
.header .nav .nav-flyout a:hover,.header .nav .nav-flyout a:focus-visible{background:var(--hover-surface);color:var(--brand)}
.header .nav{gap:16px}.nav-group[aria-current=page]>a{color:var(--brand)}
@media(max-width:1100px){.nav-group{display:block;width:100%}.nav-group>a{display:inline-block!important}.nav-disclosure{display:inline-flex;float:right;width:44px;height:44px}.nav-flyout{position:static;width:100%;margin:8px 0;box-shadow:none}.header .nav .nav-flyout a{font-size:15px}.header .nav{gap:16px}.header .nav .nav-flyout strong{font-size:12px}}
/* Account exploration. Every price remains visible; the controls just add emphasis. */
.account-inspector{border:1px solid var(--line);border-radius:16px;padding:20px 24px;margin:0 0 24px;background:var(--panel,#141416);display:flex;flex-wrap:wrap;gap:18px;align-items:center;justify-content:space-between}
.account-inspector strong{display:block;font-size:15px}.account-inspector p{margin:5px 0 0;color:var(--muted);font-size:13px;line-height:1.5}
.choice-group{display:flex;flex-wrap:wrap;gap:6px}.choice-group button,.account-peek,.chart-data-toggle{min-height:42px;padding:10px 16px;border:1px solid var(--line);background:transparent;border-radius:8px;color:var(--text);font-size:13px;cursor:pointer;transition:border-color var(--motion-fast),background-color var(--motion-fast)}
.choice-group button:hover,.account-peek:hover,.chart-data-toggle:hover{border-color:var(--brand);background:var(--hover-surface)}
.choice-group button[aria-pressed=true]{color:var(--brand);border-color:var(--brand);background:var(--hover-surface)}
.account-card.is-inspected{border-color:var(--brand)!important;box-shadow:0 0 0 2px var(--brand),0 12px 38px var(--hover-glow)}
.account-card .account-peek{margin:16px 0 0;width:100%}.account-explanation{font-size:14px;line-height:1.7;color:var(--muted);margin:12px 0 0;border-top:1px solid var(--line);padding-top:12px}
.table-scroll{border-radius:12px}.table-scroll:focus-visible{outline:3px solid var(--theme-focus);outline-offset:4px}
.table-scroll [data-same=true]{transition:background-color var(--motion-fast)}
.table-scroll .selected-column{background:var(--hover-surface);color:var(--text)}
.compare-tools{display:flex;justify-content:space-between;flex-wrap:wrap;align-items:center;gap:14px;margin:20px 0}.compare-tools label{font-size:14px;cursor:pointer;display:flex;gap:9px;align-items:center}.compare-tools input{accent-color:var(--brand);width:18px;height:18px}.compare-tools small{color:var(--muted)}
.cost-lab{display:grid;grid-template-columns:1fr 1.12fr;gap:44px;padding:38px;margin:50px 0 0;border:1px solid var(--line);border-radius:20px;background:var(--panel,#141416)}
.cost-lab h2{font-size:31px;line-height:1.16;letter-spacing:-.8px;margin:12px 0 15px}.cost-lab p{color:var(--muted);font-size:14px;line-height:1.7}
.cost-controls{display:grid;grid-template-columns:1fr 1fr;gap:16px}.cost-controls label{display:block;font-weight:600;font-size:13px;margin-bottom:8px}.cost-controls input{width:100%;min-height:44px;border:1px solid var(--line);border-radius:8px;background:var(--bg);color:var(--text);font:inherit;padding:10px 12px}.cost-controls input[type=range]{padding:0;accent-color:var(--brand)}
.cost-control-wide{grid-column:1/-1}.cost-control-wide label{display:flex;justify-content:space-between}.cost-results{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:22px 0 16px}
.cost-results>div{border:1px solid var(--line);border-radius:12px;padding:16px 12px}.cost-results span{display:block;font-size:12px;color:var(--muted)}.cost-results strong{display:block;margin:8px 0;font-size:27px;letter-spacing:-.6px}.cost-results small{color:var(--muted);font-size:11px}
.cost-lab .calculator-warning{font-size:12px;line-height:1.55}.input-error{color:var(--err,#ef8f9d)!important;font-size:13px}
/* Static market destinations are useful to people and crawlers even when tabs cannot run. */
.market-destinations{padding-top:42px;margin-top:38px;border-top:1px solid var(--line)}.market-destinations h2,.market-destinations h3{font-size:24px;letter-spacing:-.5px;margin:0 0 18px}
.market-link-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.market-link-grid a{border:1px solid var(--line);border-radius:10px;padding:16px;display:flex;align-items:center;justify-content:space-between;gap:10px;font-size:14px;transition:border-color var(--motion-fast),background-color var(--motion-fast)}.market-link-grid a:hover{border-color:var(--brand);background:var(--hover-surface)}
.market-intro-summary{max-width:810px}.market-intro-summary p{color:var(--muted);font-size:18px;line-height:1.8}
.market-check-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.market-check-grid article{border:1px solid var(--line);border-radius:16px;padding:26px}.market-check-grid h3{font-size:23px;line-height:1.2;margin:0 0 14px}.market-check-grid p{font-size:15px;line-height:1.75;color:var(--muted)}
.market-static-facts{margin:25px 0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.market-static-facts div{border:1px solid var(--line);border-radius:10px;padding:18px}.market-static-facts dt{font-size:12px;color:var(--muted);margin:0 0 8px}.market-static-facts dd{margin:0;font-size:15px;font-weight:600}
.market-landing .button-row{margin-top:28px}.market-landing h2{font-size:38px;line-height:1.15;letter-spacing:-1px}
.chart-observations{margin:14px 0 4px}.chart-observations .table-scroll{max-height:260px;margin-top:12px}.chart-observations table{width:100%;min-width:0}.chart-observations th,.chart-observations td{padding:9px 12px;font-size:13px;min-width:0}.chart-observations caption{font-size:12px;color:var(--muted);text-align:left;padding:12px}
.chart-observations summary{font-size:13px;cursor:pointer;padding:12px 0!important}.chart-observations details{border:0!important;padding:0!important}
/* Article utilities retain the original author and date. Never create a fake reviewer. */
.article-tools{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;border-block:1px solid var(--line);padding:12px 0;margin:20px 0 26px;font-size:12px;color:var(--muted)}
.article-tools button{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);border-radius:7px;padding:9px 12px;background:var(--panel,#141416);color:var(--text);font:inherit;cursor:pointer;min-height:40px}
.article-tools button:hover{border-color:var(--brand)}.help-article-sidebar nav a.is-current,.policy-toc nav a.is-current{color:var(--brand);box-shadow:inset 2px 0 var(--brand);padding-left:12px}
.quick-answer{padding:22px 24px;margin:0 0 30px;background:var(--hover-surface);border:1px solid var(--line);border-left:3px solid var(--brand);border-radius:0 12px 12px 0}.quick-answer strong{display:block;font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--brand);margin-bottom:10px}.quick-answer p{font-size:16px;line-height:1.75;color:var(--text);margin:0}
.footer .footer-heading{font-size:13px;letter-spacing:.02em;font-weight:650;color:var(--text);margin:0 0 16px;line-height:1.4}
#main{scroll-margin-top:110px}details summary::after{transition:transform var(--motion-fast)}
@media(max-width:760px){.cost-lab{grid-template-columns:1fr;padding:24px;gap:20px}.cost-lab h2{font-size:28px}.cost-results strong{font-size:22px}.cost-results>div{padding:12px 8px}.market-link-grid{grid-template-columns:1fr 1fr}.market-check-grid{grid-template-columns:1fr}.market-static-facts{grid-template-columns:1fr}.market-landing h2{font-size:32px}.account-inspector{padding:18px}.choice-group button{min-height:44px}.market-intro-summary p{font-size:16px}.nav-flyout{padding:12px}.quick-answer{padding:18px}.market-destinations{padding-top:26px}.market-link-grid a:last-child{grid-column:1/-1}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;animation:none!important;transition:none!important}.btn:hover,.account-card:hover,.path-card:hover,.help-topic:hover,.contact-card:hover,.overview-card:hover{transform:none!important}}
@media print{.header,.sticky-cta,.nav-flyout,.article-tools,.account-inspector,.cost-controls{display:none!important}.cost-lab{break-inside:avoid}body{background:white!important;color:black!important}}

.registration-step-heading{font-size:30px;font-weight:600;letter-spacing:-1.2px}.step .registration-step-heading:focus{outline:none}

/* Annotation 12: fixed-size, correctly centred step markers (not fake buttons). */
.onboarding-flow .step-n{display:grid;place-items:center;justify-content:center;align-items:center;width:40px;height:40px;min-width:40px;flex:0 0 40px;box-sizing:border-box;padding:0;margin:0 0 20px;border-radius:12px;border:1px solid var(--line);background:linear-gradient(145deg,rgba(83,119,255,.14),rgba(137,105,237,.06));color:var(--brand);font-family:inherit;font-size:16px;font-weight:600;line-height:1;letter-spacing:0;text-align:center;font-variant-numeric:tabular-nums}
/* Annotation 14: a composed brand end card, not an implied rising equity curve. */
.cta.cta-refined{display:flex;align-items:center;min-height:382px;padding:48px 52px;border:1px solid #353963;border-radius:24px;position:relative;isolation:isolate;overflow:hidden;color:#fff;background:radial-gradient(ellipse at 90% 80%,#25215a 0,transparent 53%),radial-gradient(ellipse at 10% 0%,#17233e 0,transparent 53%),#0c1020;box-shadow:0 20px 64px #1722521a}
.cta-refined .cta-visual{display:block;position:absolute;z-index:0;inset:-26% -9% -24% auto;width:70%;pointer-events:none;mix-blend-mode:screen;mask-image:linear-gradient(90deg,transparent 0,#000 19%,#000 83%,transparent 100%);-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 19%,#000 83%,transparent 100%)}
.cta-refined .cta-visual img{width:100%;height:100%;object-fit:contain;object-position:center;display:block;opacity:.96;transform:rotate(-8deg);filter:saturate(1.06);transition:transform .55s ease,filter .55s ease}
.cta.cta-refined > .cta-content{position:relative;z-index:1;margin:0;max-width:52%;min-width:0}
.cta.cta-refined h2{font-size:clamp(40px,4.8vw,62px);line-height:1.06;letter-spacing:-2.8px;color:#fff;margin:0 0 28px;font-weight:600;text-shadow:none}
.cta.cta-refined h2 em{font-style:normal;color:#b4baff}
.cta.cta-refined .eyebrow{margin-bottom:22px;font-size:10px;line-height:1.5;letter-spacing:2.3px;color:#c6d4ff}
.cta.cta-refined .eyebrow:before{background:#99b7ff}
.cta-refined .cta-actions{display:flex;align-items:center;gap:16px}
.cta.cta-refined .btn-black{width:auto;min-height:52px;padding:16px 22px;gap:30px;border:1px solid #fff;border-radius:10px;background:#fff;color:#172044;box-shadow:0 8px 28px #0205122e;white-space:nowrap}
.cta.cta-refined .risk-mini{font-size:11px;line-height:1.65;color:#b9c0d9;max-width:340px;margin:18px 0 0}
.cta.cta-refined .risk-mini a{color:#e2e7ff;text-underline-offset:3px}
.cta.cta-refined:after{border-radius:inherit;box-shadow:inset 0 1px 0 #ffffff0d}
@media(hover:hover) and (pointer:fine){.cta.cta-refined:hover .cta-visual img{transform:rotate(-5deg) translateY(-4px);filter:saturate(1.16)}.cta.cta-refined .btn-black:hover{background:#eef1ff;border-color:#eef1ff;box-shadow:0 8px 30px #7195ff30}.cta.cta-refined .risk-mini a:hover{color:#fff}}
@media(max-width:1000px){.cta.cta-refined{padding:40px;min-height:355px}.cta.cta-refined > .cta-content{max-width:57%}.cta-refined .cta-visual{width:76%;right:-16%}.cta.cta-refined h2{font-size:50px}}
@media(max-width:700px){.onboarding-flow .step-n{margin-bottom:16px}.cta.cta-refined{display:block;min-height:0;padding:32px 28px 232px;border-radius:20px}.cta.cta-refined > .cta-content{max-width:100%;margin:0}.cta.cta-refined h2{font-size:46px;letter-spacing:-2px;margin-bottom:24px}.cta.cta-refined .eyebrow{font-size:9px;letter-spacing:2px;margin-bottom:18px}.cta-refined .cta-visual{inset:auto -8% -68px auto;width:112%;height:320px;mask-image:linear-gradient(180deg,transparent 0,#000 22%,#000 88%,transparent 100%);-webkit-mask-image:linear-gradient(180deg,transparent 0,#000 22%,#000 88%,transparent 100%)}.cta.cta-refined .btn-black{width:100%;justify-content:space-between;font-size:13px;padding:15px 18px;gap:18px;min-height:50px}.cta-refined .cta-actions{display:block}.cta.cta-refined .risk-mini{font-size:10px;max-width:100%;margin-top:16px}}
@media(prefers-reduced-motion:reduce){.cta-refined .cta-visual img{transition:none}.cta.cta-refined:hover .cta-visual img{transform:rotate(-8deg)}}
@media(forced-colors:active){.onboarding-flow .step-n{border:1px solid CanvasText;color:CanvasText;background:Canvas}.cta-refined .cta-visual{display:none}.cta.cta-refined,.cta.cta-refined .btn-black{border:1px solid CanvasText}.cta.cta-refined h2,.cta.cta-refined h2 em,.cta.cta-refined .risk-mini{color:CanvasText}}